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Why You Should Get Moving Truck Insurance

by Chris Smith Realty 10/08/2019

If you are planning to move with truck rental, it is essential you get moving truck insurance. Therefore, you need to look at the company's insurance and protection policies.There are several advantages of having moving truck insurance, apart from the peace of mind it brings, it also protects you against any unforeseen happenings.

What are the types of truck rental insurance? The four types of truck rental insurance include:

Damage Waivers

This type of rental insurance protects against theft or any damage to the truck.  The person renting the truck will be responsible for any damage done to the vehicle if the company offers a personal damage waiver.  The individual that rents the truck will bear up to $500 worth of damage if the company issues a limited damage waiver.  The truck rental company will take care of the rest in this case.

Supplemental Liability Insurance 

Supplemental liability insurance protects you when you hit a vehicle.  This insurance policy protects renters against any claims leveled against them. 

Personal Accident and Cargo Protection 

The Personal Accident and Cargo Protection insurance protects the renters and the belonging while inside the truck.  This type of insurance does not cover damage because of shifting cargo or theft.  It is advisable to go through the details of this protection policy to know what it covers and does not cover. 

Auto Tow Protection 

You need Auto Tow Protection insurance if you are using a trailer to tow your vehicle.  This insurance protects the car against any damage done while pulling your vehicle.  The Auto Tow Protection policy covers damage caused by hail, windstorm, landslide, collision, flood, or explosion.

Advantages of Moving Vehicle insurance 

There are lots of benefits of buying coverage from your truck rental company. A lot of renters underestimate the importance of having moving vehicle insurance because they think that occurrences that warrant insurance are less likely to occur.  Here are some benefits of moving vehicle insurance:

It offers protection against unplanned circumstances like an accident, theft, damage among others

Moving vehicle insurance gives you peace of mind when you are moving your belongings from one location to the other.  

You can get your belongings covered by purchasing additional cargo insurance.  This insurance policy protects your items against damage.  Be sure to check the insurance policy to know what it includes.  

If you are planning to move your belonging to your new house, do not overlook the importance of having moving truck insurance because of all the benefits and protection that it offers you. Don't forget to ask your mover before committing to a moving truck.  

About the Author
Author

Chris Smith Realty

 

At Chris Smith Realty we know that helping people realize a dream of home ownership – building their life stories or helping people move on to a new part of their lives by selling their home is a very personal and important decision. We at Chris Smith Realty excel in partnering with our clients to give them a positive experience.

Chris Smith , Broker/Owner of Chris Smith Realty, Spring Lake, NJ (www.chrissmithrealty.com), has over thirty-one years of extensive real estate experience and expertise and has passed his knowledge to his superior sales staff. Chris Smith Realty can provide information on Spring Lake, Sea Girt, Manasquan, Brielle, Wall, Belmar, Avon-by-the-Sea and the surrounding areas in Monmouth and Ocean counties. As premier real estate agents, we invite you to call us at 732-449-3777 or email us at [email protected]

Buying a home? We will help you find the home of your dreams by taking the time to listen and understand your needs and desires. Once we know what you want, we will work tirelessly to find the right home for you, because no one should have to compromise when it comes to such a huge purchase. Your total satisfaction is our number one priority.

Selling your home? Our expertise in the Spring Lake, Sea Girt, Manasquan, Brielle, Wall, Belmar, Avon, Monmouth and Ocean Counties real estate market will help ensure that you get the best price for your property. Our finely-tuned marketing program will give you the edge you need to sell your home. We don’t want to just list your home, we want to sell it! Fast!

Relocating? If you are moving to our area, we can assist you in collecting the information you need, and make your transition as smooth as possible. Feel free to contact us for any information you need. We love to assist people in relocating, and we’ve helped many people move to our area!

We hope that you find our website to be a great source of information and visit often. Whether you are looking for Homes for Sale, Moving Resources, or even Mortgage Information everything you need is right here.

We have built a reputation for client satisfaction, and we are devoted to making your move as easy as possible. You will have the added benefit of working with agents who understand your needs when buying, selling, or relocating. Finding the right home is only the beginning. We will assist you every step of the way to ensure smooth sailing.

We are always available to offer you personal, one-on-one help with what some say is the biggest decision you will make in your life. If you have any questions, please don’t hesitate to call or e-mail us!

Thank you for visiting our site. Please bookmark it, and visit it often.

We look forward to hearing from you!

Sincerely,

Chris Smith

Broker/Owner